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Covenant Builders
Covenant Builders construction craftsmanship on the Treasure Coast

Covenant Builders

We Deliver.

Florida has money set aside for property owners. Most never claim it.

Storm-proofing grants, free help with insurance disputes, repair money, property-tax refunds — the state funds all of it, but the programs are scattered across dozens of websites. We put every one in one place. Pick your situation below and you'll see exactly what each program pays, who qualifies, and the exact link or phone number to apply. Applying is free, and we never charge for pointing the way.

Ask us about a program

Florida license

CBC1253676

Classification

Certified Building Contractor

Licensed since

2005 · 21+ years

Status

Active through August 31, 2028

Vero Beach · Sebastian · Fort Pierce · Port St. Lucie · Fellsmere · Bilingual company. Hablamos español. · Mon–Fri 9–5

Verify via Florida DBPR license lookup

Start here

What does your property need?

Tap the square that sounds like your situation. It opens the full list of programs behind it — what each one pays, who qualifies, and the exact link or phone number to apply. Statuses verified August 2026; funding windows open and close quickly, so always call before you count on a program.

Nothing is open yet — tap a square above and the full list of programs appears right here.

Skip the homework

Want us to check for you? It takes 60 seconds.

Dozens of program websites, each with its own rules — or four quick questions here. Tell us what your property needs and we'll tell you which programs likely fit, check their current funding status, and do the paperwork with you. Free either way.

What does your property need?

Free. No obligation. We never charge for pointing the way.

The Florida money map

Three doors. Every card below is a link.

Harden your property before the storm, get free state help when a claim goes sideways, and find repair money when you need it. Tap any card and it takes you straight to the official application site or phone line — you apply directly, the help is free, and we never charge for pointing the way.

Harden the home

Dispute a claim

Repair & recover

We help property owners find the door. You apply and stay in charge — we never take a fee for pointing the way.

How we fit in

Your builder for the funded work

When a grant or program funds hardening or repairs, you still choose your own licensed contractor. Covenant Builders provides the quotes, wind-mitigation documentation, and licensed work that programs like My Safe Florida Home require — and we are happy to walk you through which programs fit your situation before you spend a dollar.

Program details, funding, and deadlines change with each legislative session — statuses on this page were verified in August 2026. Always confirm current terms on the official program sites linked above. Covenant Builders is not affiliated with these programs; applications are made directly by the property owner or association.

Talk to us about your project

Program questions

What owners ask us about this money

Grant amounts, who applies, what it costs you, and what to do when a claim goes wrong.

How much money can I get from My Safe Florida Home?
Up to $10,000 toward approved wind-hardening upgrades, after a free state wind-mitigation inspection. Most property owners get a 2-to-1 match, meaning the state pays $2 for every $1 you spend, and low-income owners can qualify with no match required. The 2026 state budget put roughly $378 million back into the program and the application portal is open for the 2026-27 year.
Can a condo association get grant money for wind hardening?
Yes, through the My Safe Florida Condo pilot, which covers buildings three habitable stories and up. The association applies, not individual unit owners, and grants fund common elements such as roofs and openings. The pilot continues with about $27 million in fresh 2026 funding.
Do you charge to help me find programs?
No. Applying is free and we never charge for pointing the way. If you would rather not do the homework yourself, the eligibility check on this page takes about 60 seconds and we will tell you which programs likely fit your property.
My insurance claim was denied or underpaid. What can I do?
Florida runs a free residential property mediation program through the Department of Financial Services. The insurance company pays the entire cost, a neutral mediator is usually assigned within about three weeks, and if you reach a settlement you still have three business days to change your mind. Call the DFS consumer helpline at 1-877-693-5236.
Is Elevate Florida still taking applications?
No. Elevate Florida has been closed to new applications since April 2025, with existing awards delayed in federal review. If you already applied, check your status at 877-353-8835. If you did not, My Safe Florida Home is the live hardening option.
Do I have to hire Covenant Builders to use these programs?
No. When a grant or program funds hardening or repairs, you still choose your own licensed contractor. We provide the quotes, wind-mitigation documentation and licensed work that programs like My Safe Florida Home require, but you apply directly and the choice of builder stays yours.
Which counties does this guide cover?
Indian River, St. Lucie and Martin on the Treasure Coast, Brevard on the Space Coast, and Orange, Osceola, Seminole and Lake in the Orlando area, plus every statewide program.
How current is this information?
Program details, funding and deadlines change with each legislative session. Statuses on this page were verified in August 2026. Always confirm current terms on the official program sites linked above. Covenant Builders is not affiliated with these programs; applications are made directly by the property owner or association.